💡 The Secret to Building Wealth for Your Kids? Start Early.

If there's one thing we say on repeat at Wealthy Kids Academy, it's this:
Time is money - literally

You don't need a lot of money to create a wealthy future for your kids. You just need consistency—and to get started as early as possible.

Let’s break down why time is your biggest financial ally.

📈 Compound Interest = The Magic Money Multiplier

Compound interest is when your money earns interest... and then that interest earns interest... and so on. Over time, the results are mind-blowing.

Let’s say you invest just $1,000 when your child is born:

• With an 8% average annual return, by age 18 = $4,000+

• By age 50 = $46,000+ 😱

Now let’s go even further…

💵 What If You Saved $20/Week From Birth?

That’s just $2.86 per day—less than a coffee or fast food run. But check this out:

With an 8% return, if you save $20 per week:

• 💰 By age 18 = $45,700+

• 💰 By age 30 = $104,000+

• 💰 By age 50 = $340,000+

That’s what we call slow and steady building serious wealth.

Now you may look at those amounts and think, “that is great, but my kid will probably need more!” Yes. You’re right they will. This money isn’t meant to be their retirement and it is not meant to support them. This is seed money. This money is a starting place, a blessing, a little ‘something’ to start a business with or to make a bigger investment with. This money is meant to create MORE money, not be spent at will.

🛑 Didn’t Start When They Were Born? That’s Okay.

So many parents feel behind. We get it. But here’s the truth:
The next best time to start is right now.

Whether your child is 3, 10, or 16—it’s not too late. The power of compound interest still works in your favor. Even 5–10 years of consistent saving makes a difference.

🔥 Real Possibilities for Your Kids’ Futures

This isn’t just about dollars in an account.

It's about your child having the freedom to choose:

✅ Start a business with seed money
✅ Buy a duplex at 22 instead of renting
✅ Graduate debt-free
✅ Invest in more assets
✅ Travel, give, build, grow...

With money comes freedom—and that’s what we want for our kids.

Also, keep in mind, the purpose in saving money for them is not to hand them over a big chunk of cash to spend at leisure when they turn 18. This money is supposed to act as a spring board - a seed for them to continue to feed and nurture.

✅ How to Get Started Today

1. Open an account: Custodial brokerage (UGMA/UTMA) or Roth IRA (for kids with earned income). Make sure to talk with your financial and tax advisor about these accounts as well. They can guide you on which is the best fit for your personal situation.

2. Automate savings: Even $20/week makes a huge impact.

3. Talk to your kids: Tell them why you're investing—for them.

4. Keep learning: Do a little research and keep reading. A little bit of knowledge can go a long way.

❤️ One Last Thing...

Want to help more parents raise wealthy, wise kids?

👉 Forward this email to a friend or share our newsletter on social!
Let’s grow a community of families building legacy-level wealth—one week at a time.

Until next month,
–The Wealthy Kids Academy